What We Do
Habitat for Humanity Chicago builds and sells homes to families using the funds and volunteers provided by corporate, faith-based and individual sponsors. Habitat homes are not given away, nor are they earned solely through sweat equity. Homes are built by volunteers and partner families and sold to the families on the basis of need, ability to re-pay a mortgage, and a willingness to invest sweat equity labor in Habitat's work.
Habitat does not make a profit on the home sale and no interest is charged on the mortgage. The affordable mortgage payments the families make are deposited into a Fund for Humanity, which helps pay for the construction of more homes. Habitat families also pay property taxes and homeowners' insurance.